Access to Microfinance and Financial Training for Innovative Urban Sustainability. Collective Investments at the Bottom of the Pyramid Segment in Urban KenyaThe Kenyan population is highly concentrated in urban centers, leading to increased social, economic and environmental strains, with a significant percentage of urban dwellers living in sprawling slums. Urban development is increasingly a major focus, especially in the fight against urban sustainability problems. There is little practical orientation in the academic literature for the growing gap between the rich and poor. Current literature is